Credit activities in the first four months of the year remained focused on supporting production and business operations of residents and enterprises, particularly sectors seen as key drivers of economic growth and socio-economic development in the province.

Customers conduct transactions at the Bank for Investment and Development of Vietnam (BIDV) Bac Ninh Branch.

Total deposits mobilized by credit institutions in the province rose 2.5% from Dec. 31, 2025, to around 405.5 trillion VND, while bad debt was kept under control at about 0.38% of total outstanding loans.

Bac Ninh currently has 77 banking branches, finance company branches, microfinance institutions, representative offices and development bank branches, along with 47 people’s credit funds, maintaining sufficient capital to meet financing demand for production and business activities.

In the coming period, the State Bank’s Region 12 branch said it would continue directing credit institutions to improve access to loans for the private sector, with priority given to small and medium-sized enterprises, supporting-industry firms and innovative start-ups investing in machinery, new technologies, digital transformation, export credit and supply-chain financing.

Authorities are also implementing measures to improve capital access and support businesses, including reducing lending rates by around 1.5-2 percentage points per year to help lower financing costs and boost production and business activities.

4 Vietnamese lenders rank among world’s top 100 banking brands

Four Vietnamese banks have been named among the world’s 100 strongest banking brands in the Brand Finance Banking 500 2026 report.

Banks offer diverse solutions to support SMEs

With an increasingly significant role in the economy, the small and medium-sized enterprise (SME) sector is becoming a key segment in the credit growth strategies of many banks and the banks have been taking diverse solutions to support the enterprises.

 

Vietnam adopts mandatory biometric authentication for new bank cards

The circular mandates that card issuers must conduct a face-to-face meeting and match the biometric data of individual customers or the legal representative of institutional customers with their identity documents.

 

Banks adjust account management fees from December 1

Many banks are applying fees based on minimum balances and account activity, while tightening SMS Banking charges to encourage customers to receive balance-change notifications via mobile apps – a free method that also helps reduce operational costs.

 

Bac Ninh FC win opening tie in LPBank national cup qualifiers

BAC NINH – Bac Ninh FC beat Van Hien University 1-0 in the opening round of the LPBank National Cup 2025-2026 qualifiers at Thong Nhat Stadium on September 14, securing a place in the last 16.

Vietnam enforces 8% capital adequacy ratio for banks from September 15

From September 15, commercial banks and foreign bank branches must maintain a minimum capital adequacy ratio (CAR) of 8%, including at least 4.5% in Tier 1 core capital and 6% in Tier 1 capital.