Tran Dieu Linh working in Vietnam-Korea industrial park (IP) expressed her joy when the Bank for Social Policies invited her to sign the credit contract.

Officers of Bac Ninh provincial Bank for Social Policies advise customers to borrow money for purchasing social housing.

“Without the bank financing, my financial capacity could not afford an apartment in the Ecohome Song Thuong social housing project in Bac Giang ward”, said her.

Quick loan disbursement not only helps people to ease financial pressure but also contributes to accelerating progress of social housing projects.

It demonstrates the accompanying role of the Social Policy Bank in implementing social welfare targets, especially when the housing demand is increasing among low-income people.

As of March 2026, Bac Ninh provincial Social Policy Bank recorded a total outstanding loans of over 14.691 trillion VND (563.5 million USD), with more than 230,000 borrowers with outstanding balances.

Policy credit sources have been allocated effectively, contributing to supporting the poor and other policy beneficiaries in developing production and business activities, creating jobs, improving living standards and ensuring social security in the locality.

Particularly, the total outstanding balance under the social housing loan programme in the entire province exceeded 1.849 trillion VND (70.92 million USD) with more than 4,500 customers borrowing funds to build or repair their houses and buy social housing.

“We are implementing many appropriate measures to speed up disbursement of preferential credit programmes, especially for customers lending money to buy social housing”, said Nguyen Van Canh, Vice Director of Bac Ninh provincial Bank for Social Policies.

He added, with procedure simplification, technology application and close collaboration with local government, the investors helped citizens access to financial resources more conveniently and timely.

It not only helps low-income people to realize their dream of stable housing but it also contributes to promoting sustainable socio-economic development in the locality.

In Bac Ninh, a province with rapid urbanization where housing demand is increasing, access to preferential loans is pivotal for many families to overcome financial barriers.

Facing this fact, Bac Ninh provincial Bank for Social Policies has proactively collaborated with local government and project investors to verify and identify right beneficiaries.

The application approval process is carried out in a transparent and streamlined manner, ensuring compliance with regulations while providing the most favourable conditions for borrowers.

In line with providing financial resources, the Bank for Social Policies pays attention to advising and guiding customers to make appropriate income-based repayment plan.

It contributes to improving people’s financial awareness and ensuring sustainability of the policy credit programme.

Bac Ninh approves investor for social housing project in Dai Dong commune

BAC NINH- Vice Chairman of the provincial People’s Committee Dao Quang Khai has signed the Decision No 196/QD-UBND approving the investor for the construction of social housing project in Dai Dong commune, Tien Du district (now Dai Dong commune, Bac Ninh province).

Nearly 159,000 social housing units to be developed in 2026

The Ministry of Construction noted that 2025 marked a clear step forward in social housing development, with more than 103,000 units completed nationwide, exceeding the annual plan by 3%.

 

Social housing: From "bottleneck” into market’s bright spot

Following years of slow progress, Vietnam’s social housing sector rebounded strongly in 2025, achieving an estimated 102,146 units nationwide, 102% of the annual target, thanks to decisive Government action, transforming social housing from a long-standing “bottleneck” into one of the market’s brightest spots.

 

Bac Ninh targets completion of 20,000 social housing units in 2026

BAC NINH - Bac Ninh province aims to complete 20,000 social housing units in 2026 as part of the national programme to develop at least 1 million social homes for low-income earners and industrial park workers in the 2021–2030 period, according to the provincial Department of Construction.

Vietnam exceeds social housing target, completing 102,633 units

In the coming period, the Ministry of Construction will accelerate the development of social housing for the 2026–2030 period in accordance with the Government's new resolution, aiming to achieve the goal of at least one million social housing units for low-income individuals and workers in industrial zones.

 

Bac Ninh announces sale of social housing units in residential area No. 3

BAC NINH - The Bac Ninh Department of Construction has issued a public notice on the sale of social housing units under the Social Housing Project in Residential Area No. 3 in Bac Giang ward, Bac Ninh province.